VAU Personal Accident and Sickness Scheme
These documents are current at the time you visit our site. We will update these as changes are made.
If you have an existing policy, please refer to the documents from the time you purchased or renewed the policy, as these will be the conditions that apply to you.
Latest Policy Documents
For policies effective on or after 29th January 2026.
TARGET MARKET DETERMINATION
PRODUCT DISCLOSURE STATEMENT
CHANGE NOTICE
For policies effective between 29 January 2025 and 29 January 2026.
TARGET MARKET DETERMINATION
PRODUCT DISCLOSURE STATEMENT
For policies effective before 29 January 2025, please contact our office for a copy of the relevant PDS.