Our Target Market Determinations (TMD’s) are current at the time you visit our site. We will update these as changes are made.

If you have an existing policy, please refer to the documents from the time you purchased or renewed the policy, as these will be the conditions that apply to you.

If you require any other document not listed here, or have any questions or concerns, simply call us on (02) 9970 7378.

INDIVIDUAL Point Personal Accident & Sickness

For policies effective on or after 1st January 2026:

⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
⬇️ CHANGE NOTICE

 

For policies effective prior to 1st January 2026:

⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT

BizCover INDIVIDUAL Point Personal Accident & Sickness

For policies effective on or after 1st January 2026:

⬇️ TARGET MARKET DETERMINATION

For policies effective prior to 1st January 2026:

⬇️ TARGET MARKET DETERMINATION

GROUP Point Personal Accident & Sickness

For new policies commencing on or after the 1st January, 2026

⬇️ TARGET MARKET DETERMINATION

For policies renewing effective on or after the 1st January, 2026

⬇️ TARGET MARKET DETERMINATION

For policies with an expiry date up to and including the 31st December, 2025

⬇️ TARGET MARKET DETERMINATION

GROUP Point Sports Injury

For policies effective on or after 4th May 2026

⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
⬇️ CHANGE NOTICE

For policies effective prior to 4th May 2026

⬇️ TARGET MARKET DETERMINATION

VOLUNTARY WORKERS Point Personal Accident Insurance

For policies effective on or after 1st January 2026:

⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
⬇️ CHANGE NOTICE

For policies effective prior to 1st January 2026:

⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT

BUSINESS CONTINUITY Insurance

For policies effective on or after 1st January 2026:

⬇️ TARGET MARKET DETERMINATION

For policies effective prior to 1st January 2026:

⬇️ TARGET MARKET DETERMINATION

If you’d like to request a copy of a TMD that isn’t available above, please email us at enquiries@pointinsurance.com.au

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CONTACT POINT
Policies commencing prior to 1 January 2026 are issued by Point Underwriting Agency Pty Ltd (ABN 53 605 479 070, AFSL 477471) under binder from the insurer Certain Underwriters at Lloyd’s.
Policies commencing from 1 January 2026, are issued by Point Underwriting Agency Pty Ltd (ABN 53 605 479 070, AFSL 477471) under binder from the insurer Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687).
The advice contained in this website is general in nature. General advice does not take into account your objectives, financial situation, or needs. Please read the relevant Product Disclosure Statement and Target Market Determination available from us to consider whether our product is right for you. Benefits are subject to terms and conditions, including excesses, limits, and exclusions of your policy.