These documents all play a role in explaining how the insurance policy would work for you.
Target Market Determinations
A Target Market Determination, or TMD for short, outlines the group of customers that a particular insurance policy is intended for. It provides information about the key features of the policy and the types of customers who are eligible to purchase it.
It’s important to note that a TMD should not be considered a replacement for the standard terms and conditions that are outlined in a Product Disclosure Statement (PDS). When considering whether to purchase an insurance policy, it’s crucial to carefully review the information included in the PDS.
Downloading these documents
These documents are current at the time you visit our site. We will update these as changes are made.
If you have an existing policy, please refer to the documents from the time you purchased or renewed the policy, as these will be the conditions that apply to you.
If you require any other document not listed here, or if anything from this page doesn’t make sense simply call us on (02) 9970 7378