Point Individual PDS Changes - Point Insurance

(02) 9970 7378
enquiries@pointinsurance.com.au

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Hazardous Conditions clause removed
AIDS exclusion removed
Pregnancy / Childbirth exclusion removed

In addition, the following Lloyd’s clause has been added to the policy from a compliance perspective:

Territorial Exclusion – Russia, Ukraine and Belarus

If you have any questions or concerns in relation to the updates, please do not hesitate to contact our office on (02) 9970-7378.

Policies commencing prior to 1 January 2026 are issued by Point Underwriting Agency Pty Ltd (ABN 53 605 479 070, AFSL 477471) under binder from the insurer Certain Underwriters at Lloyd’s.

Policies commencing from 1 January 2026, are issued by Point Underwriting Agency Pty Ltd (ABN 53 605 479 070, AFSL 477471) under binder from the insurer Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687).

Policyholders joining an existing scheme may be issued a policy with a common scheme commencement date. In these circumstances, the insurer may differ from that noted above, as the applicable insurer is determined by the scheme policy commencement date rather than the individual policy commencement date.

The advice contained in this website is general in nature. General advice does not take into account your objectives, financial situation, or needs. Please read the relevant Product Disclosure Statement and Target Market Determination available from us to consider whether our product is right for you. Benefits are subject to terms and conditions, including excesses, limits, and exclusions of your policy.