United Services Union Personal Accident and Sickness Scheme

These documents are current at the time you visit our site. We will update these as changes are made.

If you have an existing policy, please refer to the documents from the time you purchased or renewed the policy, as these will be the conditions that apply to you.

Latest Policy Documents

For policies effective on or after 31 March 2026:

⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
⬇️ SUPPLEMENTARY PRODUCT DISCLOSURE STATEMENT
⬇️ CHANGE NOTICE

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CONTACT POINT
Policies commencing prior to 1 January 2026 are issued by Point Underwriting Agency Pty Ltd (ABN 53 605 479 070, AFSL 477471) under binder from the insurer Certain Underwriters at Lloyd’s.
Policies commencing from 1 January 2026, are issued by Point Underwriting Agency Pty Ltd (ABN 53 605 479 070, AFSL 477471) under binder from the insurer Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687).
The advice contained in this website is general in nature. General advice does not take into account your objectives, financial situation, or needs. Please read the relevant Product Disclosure Statement and Target Market Determination available from us to consider whether our product is right for you. Benefits are subject to terms and conditions, including excesses, limits, and exclusions of your policy.