Our sole goal is to do Accident and Sickness differently. Not be another “me too” product.
With our extensive experience we have improved the product offering, whilst ensuring market leading rates.
Our online quote and bind solution, Bindsure, was made with busy brokers in mind.


Point Insurance are pro-active and professional. We are continually working with our brokers to develop accident and sickness products that are better for their clients. Discover our points of difference below.

Agreed Value

  • Up to $1000 p.w. are agreed value contracts
  • Automatically included
  • We do not charge extra for this

Business Expense Inclusion

  • Free business expense Inclusion
  • All insured amounts over $1000 p.w
  • Fixed business expenses included

100% of Insured Amount

  • 100% no the standard 85%
  • Up to $1000 p.w.
  • Available to newly self-employed
  • Ages up to 70

Amateur Codes of Football

  • Football injuries covered to the full policy limit
  • No reduction in benefit
  • No additional excess

Farmers Cover

  • Agreed value options up to $1300 p.w.
  • Motorcycle cover whilst working on farms
  • Business expense inclusion to ensure receive your complete income

Motorcycles now covered

  • Working on farmlands
  • Now covered on all roads mapped for vehicles
  • Including unsealed ( but not off-road)

No age bias

  • Now offer all cover options to age 70
  • Over 70 available on referral

No financials at claim time

  • For all agreed value contracts
  • Ensures quick and easy experience for claimants


We are continually innovating to ensure we have the best Accident & Sickness product in the market.


Register now for BindSure and commence your first quote and compare the difference.


David Fogarty, Managing Director
Point Insurance is driven to make an impact in the Underwriting market by providing exceptional service and quality products.
David Fogarty, Managing Director.
Debra Crowe, General Manager
Our claims process is centred around brokers and their clients. Pro-active, communicative and professional.
Debra Crowe, General Manager.