Our Target Market Determinations (TMD’s) are current at the time you visit our site. We will update these as changes are made.
If you have an existing policy, please refer to the documents from the time you purchased or renewed the policy, as these will be the conditions that apply to you.
If you require any other document not listed here, or have any questions or concerns, simply call us on (02) 9970 7378.
For policies effective on or after 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
⬇️ CHANGE NOTICE
For policies effective prior to 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
For policies effective on or after 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
For policies effective prior to 1st January 2026:
For new policies commencing on or after the 1st January, 2026
⬇️ TARGET MARKET DETERMINATION
For policies renewing effective on or after the 1st January, 2026
⬇️ TARGET MARKET DETERMINATION
For policies with an expiry date up to and including the 31st December, 2025
For policies effective on or after 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
⬇️ CHANGE NOTICE
For policies effective prior to 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
For policies effective on or after 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
For policies effective prior to 1st January 2026:
If you’d like to request a copy of a TMD that isn’t available above, please email us at enquiries@pointinsurance.com.au