These documents help you understand who the insurance is designed for and whether it may suit your needs
Our Target Market Determinations (TMD’s) are current at the time you visit our site. We will update these as changes are made.
If you have an existing policy, please refer to the documents from the time you purchased or renewed the policy, as these will be the conditions that apply to you. If you require any other document not listed here, or have any questions or concerns, simply call us on (02) 9970 7378.
INDIVIDUAL Point Personal Accident & Sickness
For policies effective prior to 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
For policies effective on or after 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
⬇️ CHANGE NOTICE
BizCover INDIVIDUAL Point Personal Accident & Sickness
For policies effective prior to 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
For policies effective on or after 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
GROUP Point Personal Accident & Sickness
For policies effective prior to 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
For policies effective on or after 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
SPORTS Point Personal Accident Insurance
⬇️ TARGET MARKET DETERMINATION
VOLUNTARY WORKERS Point Personal Accident Insurance
For policies effective prior to 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
For policies effective on or after 1st January 2026:
⬇️ TARGET MARKET DETERMINATION
⬇️ PRODUCT DISCLOSURE STATEMENT
⬇️ CHANGE NOTICE